/* ============================================================
   GetInsuredUS — Design System
   Premium dark UI · glassmorphism · gradient lighting
   Mobile-first · WCAG AA · reduced-motion aware
   ============================================================ */

:root {
  /* palette */
  --bg: #06070d;
  --bg-2: #0a0c16;
  --surface: rgba(255, 255, 255, 0.04);
  --surface-2: rgba(255, 255, 255, 0.07);
  --stroke: rgba(255, 255, 255, 0.09);
  --stroke-2: rgba(255, 255, 255, 0.16);
  --text: #eef0f8;
  --text-dim: #a6adc5;
  --text-faint: #737b96;
  --brand-1: #6d7cff;
  --brand-2: #38e1c6;
  --brand-3: #b06dff;
  --danger: #ff6d8a;
  --success: #3ee6a0;
  --grad: linear-gradient(120deg, var(--brand-1), var(--brand-2));
  --grad-hot: linear-gradient(120deg, var(--brand-3), var(--brand-1) 55%, var(--brand-2));
  /* type */
  --font-display: "Sora", system-ui, sans-serif;
  --font-body: "Inter", system-ui, sans-serif;
  /* rhythm */
  --radius: 18px;
  --radius-sm: 12px;
  --container: 1180px;
  --header-h: 72px;
  --shadow-lg: 0 24px 60px -18px rgba(0, 0, 0, 0.55);
  --glow: 0 0 44px rgba(109, 124, 255, 0.35);
}

*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  background: var(--bg);
  color: var(--text);
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.65;
  overflow-x: hidden;
}

img, svg { max-width: 100%; display: inline-block; vertical-align: middle; }

h1, h2, h3, h4 {
  font-family: var(--font-display);
  line-height: 1.15;
  margin: 0 0 0.5em;
  letter-spacing: -0.02em;
  font-weight: 700;
}

p { margin: 0 0 1em; }
a { color: var(--brand-2); text-decoration: none; }
a:hover { text-decoration: underline; }

.container { width: min(100% - 40px, var(--container)); margin-inline: auto; }

.grad {
  background: var(--grad);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.sr-only {
  position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0;
}

/* focus visibility — WCAG */
:focus-visible {
  outline: 2px solid var(--brand-2);
  outline-offset: 3px;
  border-radius: 4px;
}

/* ── Loader ─────────────────────────────────────────────── */
.loader {
  position: fixed; inset: 0; z-index: 999;
  display: grid; place-content: center; gap: 22px;
  background: var(--bg);
  transition: opacity 0.55s ease, visibility 0.55s;
}
.loader.done { opacity: 0; visibility: hidden; }
.loader-mark { display: grid; place-items: center; gap: 14px; }
.loader-word { font-family: var(--font-display); font-weight: 700; font-size: 1.35rem; letter-spacing: -0.02em; }
.loader-shield { stroke-dasharray: 130; stroke-dashoffset: 130; animation: draw 1.1s ease forwards; }
.loader-check { stroke-dasharray: 30; stroke-dashoffset: 30; animation: draw 0.6s 0.8s ease forwards; }
@keyframes draw { to { stroke-dashoffset: 0; } }
.loader-bar { width: 180px; height: 3px; border-radius: 99px; background: var(--surface-2); overflow: hidden; margin-inline: auto; }
.loader-bar span { display: block; height: 100%; width: 40%; border-radius: 99px; background: var(--grad); animation: loadbar 1.2s ease-in-out infinite; }
@keyframes loadbar { 0% { transform: translateX(-120%); } 100% { transform: translateX(480%); } }

/* ── Scroll progress ────────────────────────────────────── */
.scroll-progress {
  position: fixed; top: 0; left: 0; height: 3px; width: 0;
  background: var(--grad); z-index: 200;
  box-shadow: 0 0 12px rgba(56, 225, 198, 0.6);
}

/* ── Ambient background ─────────────────────────────────── */
.ambient { position: fixed; inset: 0; z-index: -1; overflow: hidden; }
.ambient-orb {
  position: absolute; border-radius: 50%; filter: blur(90px); opacity: 0.5;
  will-change: transform;
}
.orb-a { width: 520px; height: 520px; top: -160px; left: -120px; background: radial-gradient(circle, rgba(109,124,255,0.5), transparent 65%); animation: float-a 16s ease-in-out infinite alternate; }
.orb-b { width: 460px; height: 460px; top: 30%; right: -160px; background: radial-gradient(circle, rgba(56,225,198,0.35), transparent 65%); animation: float-b 20s ease-in-out infinite alternate; }
.orb-c { width: 420px; height: 420px; bottom: -140px; left: 32%; background: radial-gradient(circle, rgba(176,109,255,0.3), transparent 65%); animation: float-a 24s ease-in-out infinite alternate-reverse; }
@keyframes float-a { to { transform: translate(70px, 50px) scale(1.08); } }
@keyframes float-b { to { transform: translate(-60px, -60px) scale(1.12); } }
.ambient-grid {
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.025) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.025) 1px, transparent 1px);
  background-size: 56px 56px;
  mask-image: radial-gradient(ellipse 90% 60% at 50% 0%, #000 30%, transparent 75%);
}

/* ── Header / nav ───────────────────────────────────────── */
.site-header {
  position: fixed; top: 0; left: 0; right: 0; z-index: 100;
  transition: background 0.35s ease, box-shadow 0.35s ease, backdrop-filter 0.35s;
}
.site-header.scrolled {
  background: rgba(8, 10, 18, 0.72);
  backdrop-filter: blur(18px) saturate(1.4);
  -webkit-backdrop-filter: blur(18px) saturate(1.4);
  box-shadow: 0 1px 0 var(--stroke), 0 12px 40px -20px rgba(0,0,0,0.6);
}
.nav-wrap { display: flex; align-items: center; justify-content: space-between; height: var(--header-h); gap: 18px; }
.brand {
  display: inline-flex; align-items: center; gap: 10px;
  font-family: var(--font-display); font-weight: 700; font-size: 1.16rem;
  color: var(--text); letter-spacing: -0.02em;
}
.brand:hover { text-decoration: none; }

.main-nav { display: none; align-items: center; gap: 4px; }
.nav-link {
  position: relative; color: var(--text-dim); font-weight: 500; font-size: 0.95rem;
  padding: 9px 13px; border-radius: 10px; background: none; border: 0;
  font-family: inherit; cursor: pointer; display: inline-flex; align-items: center; gap: 6px;
  transition: color 0.25s, background 0.25s;
}
.nav-link:hover { color: var(--text); background: var(--surface); text-decoration: none; }

.nav-drop { position: relative; }
.drop-panel {
  position: absolute; top: calc(100% + 10px); left: 50%; transform: translateX(-50%) translateY(8px);
  min-width: 240px; padding: 10px; border-radius: var(--radius-sm);
  background: rgba(14, 16, 28, 0.92); border: 1px solid var(--stroke);
  backdrop-filter: blur(20px); -webkit-backdrop-filter: blur(20px);
  box-shadow: var(--shadow-lg);
  opacity: 0; visibility: hidden; transition: 0.25s ease;
  display: grid;
}
.nav-drop:hover .drop-panel,
.nav-drop:focus-within .drop-panel { opacity: 1; visibility: visible; transform: translateX(-50%) translateY(0); }
.drop-panel a {
  padding: 9px 14px; border-radius: 9px; color: var(--text-dim); font-size: 0.92rem; font-weight: 500;
  transition: 0.2s;
}
.drop-panel a:hover { color: var(--text); background: var(--surface-2); text-decoration: none; padding-left: 18px; }

.nav-cta { display: flex; align-items: center; gap: 10px; }

.nav-burger {
  display: inline-flex; flex-direction: column; justify-content: center; gap: 5px;
  width: 42px; height: 42px; padding: 10px; border-radius: 10px;
  background: var(--surface); border: 1px solid var(--stroke); cursor: pointer;
}
.nav-burger span { display: block; height: 2px; border-radius: 2px; background: var(--text); transition: 0.3s; }
.nav-burger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-burger.open span:nth-child(2) { opacity: 0; }
.nav-burger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* mobile nav open state */
body.nav-open .main-nav {
  display: flex; flex-direction: column; align-items: stretch;
  position: fixed; inset: var(--header-h) 0 auto 0; z-index: 99;
  background: rgba(8, 10, 18, 0.97); border-bottom: 1px solid var(--stroke);
  padding: 18px 20px 26px;
  backdrop-filter: blur(24px); -webkit-backdrop-filter: blur(24px);
  animation: navdrop 0.3s ease;
  max-height: calc(100dvh - var(--header-h)); overflow-y: auto;
}
@keyframes navdrop { from { opacity: 0; transform: translateY(-10px); } }
body.nav-open .drop-panel {
  position: static; transform: none; opacity: 1; visibility: visible;
  box-shadow: none; background: transparent; border: 0; padding: 0 0 0 14px;
}

/* ── Buttons ────────────────────────────────────────────── */
.btn {
  --btn-pad: 15px 28px;
  position: relative; display: inline-flex; align-items: center; justify-content: center; gap: 9px;
  padding: var(--btn-pad); border-radius: 99px; border: 1px solid transparent;
  font-family: var(--font-display); font-weight: 600; font-size: 1rem;
  cursor: pointer; text-decoration: none; white-space: nowrap;
  transition: transform 0.25s cubic-bezier(0.22, 1, 0.36, 1), box-shadow 0.3s, background 0.3s, border-color 0.3s;
  will-change: transform;
}
.btn:hover { text-decoration: none; }
.btn-sm { --btn-pad: 10px 20px; font-size: 0.9rem; }
.btn-lg { --btn-pad: 18px 38px; font-size: 1.08rem; }

.btn-primary {
  color: #0a0c14; background: var(--grad); overflow: hidden;
  box-shadow: 0 10px 30px -10px rgba(109, 124, 255, 0.55);
}
.btn-primary::before {   /* liquid sheen */
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(110deg, transparent 25%, rgba(255,255,255,0.5) 50%, transparent 75%);
  transform: translateX(-120%); transition: transform 0.7s ease;
}
.btn-primary:hover { transform: translateY(-2px) scale(1.02); box-shadow: var(--glow), 0 16px 38px -10px rgba(56,225,198,0.4); }
.btn-primary:hover::before { transform: translateX(120%); }
.btn-primary:active { transform: translateY(0) scale(0.98); }

.btn-ghost {
  color: var(--text); background: var(--surface); border-color: var(--stroke-2);
  backdrop-filter: blur(8px); -webkit-backdrop-filter: blur(8px);
}
.btn-ghost:hover { background: var(--surface-2); border-color: rgba(255,255,255,0.3); transform: translateY(-2px); }

.btn-block { width: 100%; }

/* ── Sections ───────────────────────────────────────────── */
section { padding: 72px 0; }
.section-head { max-width: 680px; margin: 0 auto 44px; text-align: center; }
.section-head h2 { font-size: clamp(1.7rem, 4.5vw, 2.6rem); }
.section-head p { color: var(--text-dim); font-size: 1.06rem; }
.eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 0.78rem; font-weight: 600; letter-spacing: 0.14em; text-transform: uppercase;
  color: var(--brand-2); margin-bottom: 14px;
}
.eyebrow::before { content: ""; width: 22px; height: 1.5px; background: var(--grad); border-radius: 2px; }

/* ── Hero ───────────────────────────────────────────────── */
.hero {
  position: relative; min-height: 100svh;
  display: grid; align-items: center;
  padding: calc(var(--header-h) + 48px) 0 64px;
  overflow: hidden;
}
.hero-inner { position: relative; z-index: 2; display: grid; gap: 44px; }
.hero-copy { max-width: 640px; }
.hero h1 {
  font-size: clamp(2.5rem, 7vw, 4.4rem);
  font-weight: 800;
  margin-bottom: 20px;
}
.hero-sub { color: var(--text-dim); font-size: clamp(1.02rem, 2.4vw, 1.22rem); max-width: 540px; margin-bottom: 30px; }
.hero-ctas { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 34px; }
.hero-trust { display: flex; flex-wrap: wrap; align-items: center; gap: 10px 22px; color: var(--text-faint); font-size: 0.88rem; }
.hero-trust .stars { color: #ffd166; letter-spacing: 2px; }

#heroCanvas { position: absolute; inset: 0; z-index: 1; pointer-events: none; }

/* floating glass chips in hero */
.hero-visual { position: relative; min-height: 300px; }
.glass-chip {
  position: absolute; padding: 16px 20px; border-radius: var(--radius);
  background: var(--surface); border: 1px solid var(--stroke);
  backdrop-filter: blur(16px); -webkit-backdrop-filter: blur(16px);
  box-shadow: var(--shadow-lg);
  display: flex; align-items: center; gap: 12px;
  will-change: transform;
  animation: chipfloat 7s ease-in-out infinite;
}
.glass-chip .chip-icon {
  width: 40px; height: 40px; border-radius: 12px; display: grid; place-items: center;
  background: linear-gradient(135deg, rgba(109,124,255,0.25), rgba(56,225,198,0.2));
  font-size: 1.1rem;
}
.glass-chip strong { display: block; font-family: var(--font-display); font-size: 0.98rem; }
.glass-chip small { color: var(--text-faint); font-size: 0.78rem; }
.chip-1 { top: 4%; left: 6%; animation-delay: 0s; }
.chip-2 { top: 34%; right: 4%; animation-delay: 1.4s; }
.chip-3 { bottom: 8%; left: 18%; animation-delay: 2.8s; }
@keyframes chipfloat { 50% { transform: translateY(-16px); } }

/* ── Stats ──────────────────────────────────────────────── */
.stats-band { padding: 24px 0 56px; }
.stats-grid {
  display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px;
}
.stat-card {
  padding: 26px 20px; text-align: center;
  border-radius: var(--radius); background: var(--surface); border: 1px solid var(--stroke);
  backdrop-filter: blur(10px); -webkit-backdrop-filter: blur(10px);
}
.stat-value { font-family: var(--font-display); font-weight: 800; font-size: clamp(1.7rem, 4vw, 2.4rem); }
.stat-label { color: var(--text-faint); font-size: 0.86rem; margin-top: 4px; }

/* ── Carrier / trust logos ──────────────────────────────── */
.logo-marquee { overflow: hidden; padding: 10px 0 0; mask-image: linear-gradient(90deg, transparent, #000 12%, #000 88%, transparent); }
.logo-track { display: flex; gap: 56px; width: max-content; animation: marquee 30s linear infinite; }
.logo-track span {
  font-family: var(--font-display); font-weight: 700; font-size: 1.05rem;
  color: var(--text-faint); opacity: 0.75; white-space: nowrap; letter-spacing: 0.02em;
}
@keyframes marquee { to { transform: translateX(-50%); } }

/* ── Cards / services grid ──────────────────────────────── */
.cards-grid { display: grid; grid-template-columns: 1fr; gap: 18px; }
.tilt-card {
  position: relative; padding: 30px 26px; border-radius: var(--radius);
  background: var(--surface); border: 1px solid var(--stroke);
  backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px);
  transition: transform 0.35s cubic-bezier(0.22, 1, 0.36, 1), border-color 0.35s, box-shadow 0.35s;
  overflow: hidden;
}
.tilt-card::before {  /* gradient spotlight follows cursor via --mx/--my */
  content: ""; position: absolute; inset: 0; opacity: 0; transition: opacity 0.4s;
  background: radial-gradient(420px circle at var(--mx, 50%) var(--my, 50%), rgba(109,124,255,0.16), transparent 65%);
  pointer-events: none;
}
.tilt-card:hover { transform: translateY(-6px); border-color: var(--stroke-2); box-shadow: var(--shadow-lg); }
.tilt-card:hover::before { opacity: 1; }
.card-icon {
  width: 52px; height: 52px; border-radius: 15px; display: grid; place-items: center;
  background: linear-gradient(135deg, rgba(109,124,255,0.22), rgba(56,225,198,0.16));
  border: 1px solid var(--stroke); margin-bottom: 18px; font-size: 1.35rem;
}
.tilt-card h3 { font-size: 1.18rem; }
.tilt-card p { color: var(--text-dim); font-size: 0.95rem; margin-bottom: 16px; }
.card-link { font-weight: 600; font-size: 0.92rem; display: inline-flex; align-items: center; gap: 6px; }
.card-link::after { content: "→"; transition: transform 0.25s; }
.tilt-card:hover .card-link::after { transform: translateX(5px); }

/* ── Steps / how it works ───────────────────────────────── */
.steps-grid { display: grid; grid-template-columns: 1fr; gap: 18px; counter-reset: step; }
.step-item {
  position: relative; padding: 28px 24px 24px 74px;
  border-radius: var(--radius); background: var(--surface); border: 1px solid var(--stroke);
}
.step-item::before {
  counter-increment: step; content: counter(step, decimal-leading-zero);
  position: absolute; left: 22px; top: 26px;
  font-family: var(--font-display); font-weight: 800; font-size: 1.25rem;
  background: var(--grad); -webkit-background-clip: text; background-clip: text; color: transparent;
}
.step-item h3 { font-size: 1.08rem; }
.step-item p { color: var(--text-dim); font-size: 0.93rem; margin: 0; }

/* ── Testimonials ───────────────────────────────────────── */
.quote-card {
  padding: 30px 26px; border-radius: var(--radius);
  background: var(--surface); border: 1px solid var(--stroke);
  display: flex; flex-direction: column; gap: 16px;
}
.quote-card .stars { color: #ffd166; letter-spacing: 3px; font-size: 0.92rem; }
.quote-card blockquote { margin: 0; font-size: 1rem; color: var(--text); }
.quote-card figcaption { color: var(--text-faint); font-size: 0.86rem; }

/* ── Blog cards ─────────────────────────────────────────── */
.post-card {
  display: flex; flex-direction: column; border-radius: var(--radius); overflow: hidden;
  background: var(--surface); border: 1px solid var(--stroke);
  transition: transform 0.35s cubic-bezier(0.22,1,0.36,1), border-color 0.3s;
}
.post-card:hover { transform: translateY(-6px); border-color: var(--stroke-2); text-decoration: none; }
.post-card-img { aspect-ratio: 16/9; background: linear-gradient(135deg, rgba(109,124,255,0.3), rgba(56,225,198,0.18)); display: grid; place-items: center; font-size: 2rem; }
.post-card-body { padding: 22px; }
.post-card .post-cat { color: var(--brand-2); font-size: 0.76rem; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; }
.post-card h3 { font-size: 1.08rem; margin: 8px 0; color: var(--text); }
.post-card p { color: var(--text-dim); font-size: 0.9rem; margin: 0; }
.post-meta { color: var(--text-faint); font-size: 0.8rem; margin-top: 14px; display: flex; gap: 14px; }

/* ── CTA band ───────────────────────────────────────────── */
.cta-band { position: relative; overflow: hidden; border-radius: calc(var(--radius) + 8px); padding: 56px 28px; text-align: center; border: 1px solid var(--stroke-2);
  background:
    radial-gradient(600px circle at 20% 0%, rgba(109,124,255,0.28), transparent 60%),
    radial-gradient(600px circle at 85% 100%, rgba(56,225,198,0.22), transparent 60%),
    var(--bg-2);
}
.cta-band h2 { font-size: clamp(1.6rem, 4.5vw, 2.4rem); }
.cta-band p { color: var(--text-dim); max-width: 520px; margin: 0 auto 26px; }

/* ── Quote form (multi-step) ────────────────────────────── */
.quote-shell {
  max-width: 660px; margin-inline: auto;
  border-radius: calc(var(--radius) + 6px);
  background: rgba(14, 16, 28, 0.75); border: 1px solid var(--stroke-2);
  backdrop-filter: blur(24px) saturate(1.3); -webkit-backdrop-filter: blur(24px) saturate(1.3);
  box-shadow: var(--shadow-lg), inset 0 1px 0 rgba(255,255,255,0.06);
  overflow: hidden;
}
.quote-head { padding: 26px 28px 0; }
.quote-head h2 { font-size: 1.25rem; margin: 0 0 4px; }
.quote-head p { color: var(--text-faint); font-size: 0.86rem; margin: 0; }
.progress-track { height: 5px; background: var(--surface-2); border-radius: 99px; margin: 18px 28px 0; overflow: hidden; }
.progress-fill { height: 100%; width: 0%; border-radius: 99px; background: var(--grad); transition: width 0.5s cubic-bezier(0.22, 1, 0.36, 1); box-shadow: 0 0 14px rgba(56,225,198,0.55); }
.progress-label { padding: 8px 28px 0; color: var(--text-faint); font-size: 0.78rem; }

.quote-body { padding: 22px 28px 30px; }
.form-step { display: none; animation: stepin 0.45s cubic-bezier(0.22, 1, 0.36, 1); }
.form-step.active { display: block; }
@keyframes stepin { from { opacity: 0; transform: translateX(26px); } }
.form-step h3 { font-size: 1.28rem; margin-bottom: 20px; }

.field { margin-bottom: 18px; }
.field label { display: block; font-weight: 600; font-size: 0.9rem; margin-bottom: 8px; }
.field input, .field select, .field textarea {
  width: 100%; padding: 14px 16px; border-radius: var(--radius-sm);
  background: var(--surface); border: 1px solid var(--stroke-2);
  color: var(--text); font-family: inherit; font-size: 1rem;
  transition: border-color 0.25s, box-shadow 0.25s, background 0.25s;
  appearance: none;
}
.field select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' fill='none'%3E%3Cpath d='m1 1 5 5 5-5' stroke='%23a6adc5' stroke-width='1.8' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 16px center;
}
.field select option { background: #12141f; color: var(--text); }
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none; border-color: var(--brand-1);
  box-shadow: 0 0 0 4px rgba(109, 124, 255, 0.18); background: rgba(255,255,255,0.06);
}
.field input.invalid, .field select.invalid { border-color: var(--danger); box-shadow: 0 0 0 4px rgba(255,109,138,0.14); }
.field .err { display: none; color: var(--danger); font-size: 0.8rem; margin-top: 6px; }
.field.show-err .err { display: block; animation: shake 0.35s; }
@keyframes shake { 25% { transform: translateX(-4px); } 75% { transform: translateX(4px); } }
.field .hint { color: var(--text-faint); font-size: 0.8rem; margin-top: 6px; }

/* option cards */
.opt-cards { display: grid; grid-template-columns: repeat(auto-fit, minmax(130px, 1fr)); gap: 10px; }
.opt-card { position: relative; }
.opt-card input { position: absolute; opacity: 0; inset: 0; cursor: pointer; }
.opt-card span {
  display: grid; place-items: center; text-align: center; min-height: 58px; padding: 12px 10px;
  border-radius: var(--radius-sm); background: var(--surface); border: 1px solid var(--stroke-2);
  font-weight: 600; font-size: 0.92rem; cursor: pointer;
  transition: 0.25s;
}
.opt-card:hover span { border-color: rgba(255,255,255,0.34); transform: translateY(-2px); }
.opt-card input:checked + span {
  background: linear-gradient(135deg, rgba(109,124,255,0.3), rgba(56,225,198,0.22));
  border-color: var(--brand-1); box-shadow: 0 0 0 3px rgba(109,124,255,0.22);
}
.opt-card input:focus-visible + span { outline: 2px solid var(--brand-2); outline-offset: 2px; }

.form-nav { display: flex; gap: 12px; margin-top: 26px; }
.form-nav .btn { flex: 1; }
.btn-back { flex: 0 0 auto !important; }

/* TCPA */
.tcpa {
  display: flex; gap: 12px; align-items: flex-start;
  padding: 14px; border-radius: var(--radius-sm);
  background: rgba(255,255,255,0.03); border: 1px solid var(--stroke);
  margin: 18px 0 0;
}
.tcpa input[type="checkbox"] { width: 20px; height: 20px; margin-top: 2px; accent-color: var(--brand-1); flex-shrink: 0; }
.tcpa label { color: var(--text-faint); font-size: 0.74rem; line-height: 1.55; }
.tcpa a { color: var(--text-dim); text-decoration: underline; }

/* submitting state + success */
.form-loading { display: none; text-align: center; padding: 40px 10px; }
.form-loading.active { display: block; }
.spin-ring {
  width: 54px; height: 54px; margin: 0 auto 18px; border-radius: 50%;
  border: 3px solid var(--surface-2); border-top-color: var(--brand-2);
  animation: spin 0.9s linear infinite;
}
@keyframes spin { to { transform: rotate(360deg); } }

/* honeypot — visually hidden, still in DOM */
.hp-field { position: absolute !important; left: -9999px !important; opacity: 0; height: 0; overflow: hidden; }

/* ── FAQ accordion ──────────────────────────────────────── */
.faq-list { max-width: 760px; margin-inline: auto; display: grid; gap: 12px; }
.faq-item { border-radius: var(--radius-sm); background: var(--surface); border: 1px solid var(--stroke); overflow: hidden; }
.faq-item summary {
  list-style: none; cursor: pointer; padding: 20px 54px 20px 22px; position: relative;
  font-family: var(--font-display); font-weight: 600; font-size: 1rem;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: "+"; position: absolute; right: 20px; top: 50%; transform: translateY(-50%);
  font-size: 1.4rem; color: var(--brand-2); transition: transform 0.3s;
}
.faq-item[open] summary::after { transform: translateY(-50%) rotate(45deg); }
.faq-item .faq-a { padding: 0 22px 20px; color: var(--text-dim); font-size: 0.95rem; }

/* ── Page hero (interior pages) ─────────────────────────── */
.page-hero { padding: calc(var(--header-h) + 60px) 0 40px; text-align: center; }
.page-hero h1 { font-size: clamp(2rem, 5.5vw, 3.2rem); max-width: 800px; margin-inline: auto; }
.page-hero .lede { color: var(--text-dim); font-size: 1.1rem; max-width: 640px; margin: 0 auto; }
.breadcrumbs { display: flex; justify-content: center; gap: 8px; font-size: 0.82rem; color: var(--text-faint); margin-bottom: 18px; flex-wrap: wrap; }
.breadcrumbs a { color: var(--text-faint); }
.breadcrumbs a:hover { color: var(--text); }

/* landing split layout */
.landing-grid { display: grid; gap: 44px; align-items: start; }
.landing-copy .benefit { display: flex; gap: 16px; margin-bottom: 22px; }
.benefit-dot {
  flex-shrink: 0; width: 44px; height: 44px; border-radius: 13px; display: grid; place-items: center;
  background: linear-gradient(135deg, rgba(109,124,255,0.22), rgba(56,225,198,0.16));
  border: 1px solid var(--stroke); font-size: 1.1rem;
}
.landing-copy .benefit h3 { font-size: 1.05rem; margin-bottom: 4px; }
.landing-copy .benefit p { color: var(--text-dim); font-size: 0.92rem; margin: 0; }

/* ── Prose (blog post, legal pages) ─────────────────────── */
.prose { max-width: 720px; margin-inline: auto; font-size: 1.04rem; }
.prose h2 { font-size: 1.5rem; margin-top: 2em; }
.prose h3 { font-size: 1.2rem; margin-top: 1.6em; }
.prose p, .prose li { color: var(--text-dim); }
.prose strong { color: var(--text); }
.prose blockquote { border-left: 3px solid var(--brand-1); margin: 1.5em 0; padding: 4px 0 4px 20px; color: var(--text); font-style: italic; }
.prose img { border-radius: var(--radius); }

/* ── Reveal animations (JS adds .in) ────────────────────── */
.reveal { opacity: 0; transform: translateY(34px); transition: opacity 0.7s cubic-bezier(0.22,1,0.36,1), transform 0.7s cubic-bezier(0.22,1,0.36,1); }
.reveal.in { opacity: 1; transform: none; }
.reveal-d1 { transition-delay: 0.08s; } .reveal-d2 { transition-delay: 0.16s; }
.reveal-d3 { transition-delay: 0.24s; } .reveal-d4 { transition-delay: 0.32s; }

/* ── Cursor glow ────────────────────────────────────────── */
.cursor-glow {
  position: fixed; width: 340px; height: 340px; border-radius: 50%;
  background: radial-gradient(circle, rgba(109,124,255,0.09), transparent 65%);
  pointer-events: none; z-index: 5; transform: translate(-50%, -50%);
  left: -999px; top: -999px; transition: opacity 0.4s;
}

/* ── Footer ─────────────────────────────────────────────── */
.site-footer { border-top: 1px solid var(--stroke); background: rgba(8, 10, 16, 0.7); padding: 60px 0 34px; margin-top: 40px; }
.footer-grid { display: grid; grid-template-columns: 1fr; gap: 38px; }
.footer-brand p { color: var(--text-dim); font-size: 0.92rem; max-width: 320px; margin: 16px 0 20px; }
.newsletter-form { display: flex; gap: 8px; max-width: 340px; }
.newsletter-form input {
  flex: 1; min-width: 0; padding: 11px 16px; border-radius: 99px;
  background: var(--surface); border: 1px solid var(--stroke-2); color: var(--text); font-size: 0.9rem;
}
.newsletter-form input:focus { outline: none; border-color: var(--brand-1); }
.footer-col { display: grid; gap: 10px; align-content: start; }
.footer-col h3 { font-size: 0.82rem; letter-spacing: 0.12em; text-transform: uppercase; color: var(--text-faint); margin-bottom: 6px; }
.footer-col a { color: var(--text-dim); font-size: 0.92rem; }
.footer-col a:hover { color: var(--text); text-decoration: none; }
.footer-legal { border-top: 1px solid var(--stroke); margin-top: 44px; padding-top: 26px; }
.disclaimer { color: var(--text-faint); font-size: 0.78rem; max-width: 900px; }
.disclaimer a { color: var(--text-dim); }
.footer-bottom { display: flex; flex-wrap: wrap; gap: 12px 24px; justify-content: space-between; color: var(--text-faint); font-size: 0.82rem; margin-top: 14px; }
.footer-links { display: flex; gap: 18px; }
.footer-links a { color: var(--text-faint); }

/* ── Thank you page ─────────────────────────────────────── */
.thankyou-wrap { min-height: 70vh; display: grid; place-content: center; text-align: center; padding: calc(var(--header-h) + 40px) 20px 60px; }
.check-burst { width: 96px; height: 96px; margin: 0 auto 26px; border-radius: 50%; display: grid; place-items: center;
  background: linear-gradient(135deg, rgba(62,230,160,0.2), rgba(56,225,198,0.12)); border: 1px solid rgba(62,230,160,0.4);
  animation: pop 0.6s cubic-bezier(0.34, 1.56, 0.64, 1); }
@keyframes pop { from { transform: scale(0.4); opacity: 0; } }

/* ── Responsive ─────────────────────────────────────────── */
@media (min-width: 640px) {
  .stats-grid { grid-template-columns: repeat(4, 1fr); }
  .cards-grid { grid-template-columns: repeat(2, 1fr); }
  .steps-grid { grid-template-columns: repeat(3, 1fr); }
}
@media (min-width: 900px) {
  .cards-grid { grid-template-columns: repeat(3, 1fr); }
  .cards-grid.cols-4 { grid-template-columns: repeat(4, 1fr); }
  .hero-inner { grid-template-columns: 1.1fr 0.9fr; align-items: center; }
  .landing-grid { grid-template-columns: 1fr 1.05fr; }
  .footer-grid { grid-template-columns: 1.4fr 1fr 1fr 1fr; }
  .main-nav { display: flex; }
  .nav-burger { display: none; }
}
@media (max-width: 899px) {
  .main-nav { display: none; }
  .nav-cta .btn-ghost { display: none; }
}
@media (max-width: 480px) {
  .quote-head, .quote-body { padding-left: 18px; padding-right: 18px; }
  .progress-track, .progress-label { margin-left: 18px; margin-right: 18px; padding-left: 0; }
  section { padding: 54px 0; }
}

/* ── Reduced motion ─────────────────────────────────────── */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
  .reveal { opacity: 1; transform: none; }
  .cursor-glow, #heroCanvas { display: none; }
}

/* ── Print ──────────────────────────────────────────────── */
@media print {
  .ambient, .cursor-glow, .loader, .site-header, .site-footer, .scroll-progress { display: none !important; }
  body { background: #fff; color: #000; }
}