Help center
Frequently Asked Questions
Everything you'd want to know before requesting your quotes.
Is GetInsuredUS really free?
Yes — completely. Consumers never pay us anything. We're compensated by the carriers and licensed agencies in our network when we introduce them to people who want quotes, which is what keeps the service free for you.
Who will contact me after I submit a form?
Licensed insurance agents matched to your coverage type and state. Your consent language on each form spells out exactly who may contact you and how. We document consent on every submission.
Does getting a quote affect my credit score?
No. Insurance quoting uses soft inquiries that never impact your credit score.
Am I obligated to buy anything?
Never. Compare your quotes, ask questions, and only enroll if a policy genuinely beats what you have. Many visitors use us simply to check that their current rate is still competitive.
How do you protect my personal information?
Submissions are encrypted in transit (HTTPS), stored securely, and shared only with the licensed partners needed to fulfill your quote request, as described in our Privacy Policy. We do not sell your data to unrelated third parties.
How fast will I get my quotes?
Usually within minutes during business hours. Some coverage types (like business insurance) can take a bit longer because quotes are underwritten to your specific situation.
Can I opt out of communications?
Yes. Every email includes an unsubscribe link, you can reply STOP to texts, and you can ask any calling agent to remove you from their list. You can also contact us directly and we'll process your request.
Which states do you serve?
All 50 states. Available carriers and plans vary by state — that's exactly why comparing matters.