Final Expense Insurance
Peace Of Mind For Pennies A Day
Final expense coverage from $5,000–$40,000 protects your family from funeral costs. No medical exam options available for ages 45–85.
No Medical Exam
Simplified-issue plans with just a few health questions — many applicants approved same day.
Rates Locked For Life
Your premium never increases and your coverage never decreases, guaranteed.
Ages 45–85 Welcome
Guaranteed-acceptance options exist even with serious health conditions.
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Final Expense Insurance Quote
Free · No obligation · Takes about 2 minutes
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Good questions
Final Expense Insurance FAQs
What is final expense insurance?
A small whole life policy ($5,000–$40,000) designed to cover funeral costs, medical bills, and small debts so your family isn't left with the burden. The average U.S. funeral costs $8,000–$12,000.
Can I get coverage with health problems?
Yes. Simplified-issue plans ask only a few health questions, and guaranteed-acceptance plans have no health questions at all (with a 2-year graded benefit period).
How much does final expense insurance cost?
Premiums depend on age, gender, health, and coverage amount — many start around $30–$70/month for $10,000 of coverage. Comparing carriers matters because prices differ widely at older ages.
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